United Kingdom Monzo Lunch Money

Sync Monzo to Lunch Money in Under 5 Seconds

BlinkSync connects Monzo directly to Lunch Money using real-time webhooks. The moment you tap your card or receive a payment, the transaction appears in Lunch Money in under 5 seconds.

Speed comparison

Most Lunch Money users wait hours for bank transactions to appear. Monzo supports real-time webhooks, and BlinkSync uses them to deliver every transaction in under 5 seconds.

Monzo → Lunch Money via BlinkSync < 5 seconds
Aggregator sync (Plaid, etc.) 4-8 hours
Native Open Banking sync 12-24 hours

How to connect Monzo to Lunch Money

1

Create a BlinkSync account

Sign up at app.blinksync.zip. Your 7-day free trial starts when you subscribe.

2

Create a connection

Select Monzo as your bank and Lunch Money as your finance app. Enter your Lunch Money API token and select your budget. You'll get a unique webhook URL.

3

Register the webhook in Monzo

Monzo offers webhooks through their developer API. You'll register a webhook URL in the Monzo developer portal. BlinkSync provides step-by-step instructions and it takes about 3 minutes.

4

Tap your card

Every Monzo transaction now appears in Lunch Money in under 5 seconds. Automatically, forever.

What gets synced

Monzo pushes transaction data the instant your card is used, a direct debit is taken, or a bank transfer lands. BlinkSync receives it and forwards to your chosen finance app immediately.

Each transaction is forwarded to Lunch Money with the amount, merchant name, and timestamp, ready for you to categorise.

Secure by design

  • ✓ BlinkSync never asks for your Monzo login. You register the webhook yourself.
  • ✓ Your Lunch Money API token is encrypted before storage
  • ✓ Transaction data flows through and is forwarded instantly. Nothing is stored.

More connections

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