Australia Up Bank YNAB

Sync Up to YNAB in Under 5 Seconds

BlinkSync connects Up Bank directly to You Need A Budget using real-time webhooks. The moment you tap your card or receive a payment, the transaction appears in YNAB in under 5 seconds.

Speed comparison

Most YNAB users wait hours for bank transactions to appear. Up Bank supports real-time webhooks, and BlinkSync uses them to deliver every transaction in under 5 seconds.

Up Bank → YNAB via BlinkSync < 5 seconds
Aggregator sync (Plaid, etc.) 4-8 hours
Native Open Banking sync 12-24 hours

How to connect Up Bank to YNAB

1

Create a BlinkSync account

Sign up at app.blinksync.zip. Your 7-day free trial starts when you subscribe.

2

Create a connection

Select Up Bank as your bank and YNAB as your finance app. Enter your YNAB API token and select your plan. You'll get a unique webhook URL.

3

Register the webhook in Up Bank

Up Bank provides a personal access token and webhook support through their developer API. BlinkSync walks you through the setup. It takes about 3 minutes.

4

Tap your card

Every Up Bank transaction now appears in YNAB in under 5 seconds. Automatically, forever.

What gets synced

Up pushes instant notifications for every transaction: card taps, transfers, direct debits, and round-ups. BlinkSync catches each one and forwards it to your finance app.

Each transaction is forwarded to YNAB with the amount, merchant name, and timestamp, ready for you to categorise.

Secure by design

  • ✓ BlinkSync never asks for your Up Bank login. You register the webhook yourself.
  • ✓ Your YNAB API token is encrypted before storage
  • ✓ Transaction data flows through and is forwarded instantly. Nothing is stored.

More connections

Ready to sync in real time?

Start your 7-day free trial. Cancel any time. Set up in under 3 minutes.

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From £1.33/month · Cancel anytime