Monzo
YNAB
Sync Monzo to YNAB in Under 5 Seconds
BlinkSync connects Monzo directly to You Need A Budget using real-time webhooks. The moment you tap your card or receive a payment, the transaction appears in YNAB in under 5 seconds.
Speed comparison
Most YNAB users wait hours for bank transactions to appear. Monzo supports real-time webhooks, and BlinkSync uses them to deliver every transaction in under 5 seconds.
How to connect Monzo to YNAB
Create a BlinkSync account
Sign up at app.blinksync.zip. Your 7-day free trial starts when you subscribe.
Create a connection
Select Monzo as your bank and YNAB as your finance app. Enter your YNAB API token and select your plan. You'll get a unique webhook URL.
Register the webhook in Monzo
Monzo offers webhooks through their developer API. You'll register a webhook URL in the Monzo developer portal. BlinkSync provides step-by-step instructions and it takes about 3 minutes.
Tap your card
Every Monzo transaction now appears in YNAB in under 5 seconds. Automatically, forever.
What gets synced
Monzo pushes transaction data the instant your card is used, a direct debit is taken, or a bank transfer lands. BlinkSync receives it and forwards to your chosen finance app immediately.
Each transaction is forwarded to YNAB with the amount, merchant name, and timestamp, ready for you to categorise.
Secure by design
- ✓ BlinkSync never asks for your Monzo login. You register the webhook yourself.
- ✓ Your YNAB API token is encrypted before storage
- ✓ Transaction data flows through and is forwarded instantly. Nothing is stored.
More connections
Up Bank → YNAB
Bunq → YNAB
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