Instant Bank Syncing for YNAB

YNAB's built-in bank sync relies on Open Banking, polling your bank every few hours and often missing transactions until the next day. BlinkSync replaces that wait. The moment you tap your card, your transaction lands in YNAB in under 5 seconds.

The problem with traditional syncing

Waiting hours (or overnight) for transactions to appear in YNAB means your budget is always out of date. You end up manually entering transactions just to keep things accurate.

How BlinkSync fixes this

BlinkSync uses real-time webhooks from your bank. The instant a transaction happens, it's pushed straight to YNAB. No polling, no delay, no missing transactions.

BlinkSync < 5 seconds
Aggregator sync (Plaid, etc.) 4-8 hours
Native Open Banking sync 12-24 hours

How it works

1

Create a connection

Pick your bank and YNAB in the BlinkSync app. You'll get a unique webhook URL.

2

Paste the URL in your bank

Add the webhook URL to your bank's developer portal. BlinkSync provides step-by-step instructions. It takes about 3 minutes.

3

Tap your card

That's it. Every transaction appears in YNAB in under 5 seconds. Automatically, forever.

Supported banks for YNAB

Connect any of these banks to YNAB with real-time syncing:

More banks coming soon. BlinkSync supports any bank with real-time webhook notifications.

Built for security

No bank credentials

BlinkSync never asks for your bank login. You set up the webhook yourself, so we never have access to your account.

Encrypted tokens

Your YNAB API tokens are encrypted before storage. Even we can't read them.

No data stored

Transactions flow through BlinkSync and are forwarded instantly. Nothing is stored on our servers.

Who it's for

YNAB users who want their budget to reflect reality the moment they spend, not hours later.

Ready to sync in real time?

Start your 7-day free trial. Cancel any time. Set up in under 3 minutes.

Get Started Free

From £1.33/month · Cancel anytime